About Us
Mortgages Built on
Trust & Experience
The Private Mortgages is a division of The Mortgage World, an FSCO-licensed brokerage specializing in private lending solutions. We help homeowners who've been turned away by banks find the financing they need - quickly, transparently, and with dignity.
Founded by Gary Sidhu, a licensed mortgage broker with deep relationships across Canada's private lending community, we focus exclusively on connecting borrowers with the right private lender for their unique situation.
Private Lenders
Approval Rate
Funded
Avg. Approval
Meet Your Broker
Gary Sidhu
Licensed Mortgage Broker · Lic #M18000208
Gary brings years of experience in the Canadian mortgage industry, with a focus on helping clients who don't fit the traditional bank mold. His extensive network of private lenders and deep understanding of creative financing solutions means he can find options where others can't. Gary serves clients across Ontario, Alberta, and Manitoba from offices in Toronto, Calgary, and Winnipeg.
Our Values
What Sets Us Apart
Transparency
No hidden fees, no surprises. We explain every rate, term, and cost upfront so you can make informed decisions.
Client-First Approach
We work for you, not the lenders. Our job is to find you the best possible terms from our network of 50+ private lenders.
Speed & Efficiency
We understand that time matters. Most of our approvals happen within 24 hours, with funding in as little as 5-7 business days.
Licensed & Regulated
We operate under FSCO regulation, ensuring your transaction is handled professionally and in full compliance with Ontario law.
Let's Talk About Your Mortgage
Schedule a free consultation with Gary to discuss your options.