For Investors
Earn Secured Returns
Backed by Real Estate
Private mortgage investing offers an opportunity to earn attractive, predictable returns secured by Canadian residential real estate. Your capital is protected by a legal charge registered directly on the property title.
Why Invest in Private Mortgages
Benefits of Mortgage Investing
Attractive Returns
Earn competitive yields significantly above GICs and savings accounts, with returns backed by tangible real estate assets.
Secured on Title
Every mortgage is registered on the property title, giving you a legal claim against the real estate as security for your investment.
Regulated & Transparent
All investments are facilitated through FSCO-licensed brokerages with full transparency on borrower profiles and property details.
Real Estate Backed
Your investment is backed by Canadian residential real estate - one of the most stable asset classes in the world.
Monthly Income
Receive regular monthly interest payments directly to your account, providing a steady and predictable income stream.
Diversification
Add a non-correlated asset class to your portfolio that doesn't move with the stock market.
How It Works
Getting Started Is Simple
Initial Consultation
We discuss your investment goals, risk tolerance, and preferred investment amount to find the right fit.
Review Opportunities
We present pre-vetted mortgage investment opportunities with full details on the borrower, property, and terms.
Invest & Earn
Once you approve, the mortgage is funded and registered on title. You start receiving monthly interest payments.
FAQs
Common Questions
Minimum investments typically start at $25,000 for individual mortgage participations. MIC investments may have different minimums.
All mortgages are registered on the property title through a licensed lawyer. You have a legal charge against the real estate, meaning the property cannot be sold without your mortgage being paid out first.
Primarily residential properties in Ontario, Alberta, and Manitoba, including single-family homes, condos, and small multi-unit buildings. All properties are independently appraised before funding.
In the rare event of a default, power of sale proceedings are initiated to recover the investment. Because we lend at conservative loan-to-value ratios (typically under 75%), there is a significant equity cushion to protect your capital.
Most private mortgages are short-term, ranging from 6 to 24 months. This provides flexibility and regular opportunities to reinvest or withdraw your funds.
Ready to Explore Mortgage Investing?
Schedule a confidential consultation to learn how private mortgage investing can work for your portfolio.