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Mortgage
Education & Guides
Helpful articles about private mortgages, understanding your options, and making informed decisions about your home financing.
Power of Sale Filings Climb in Ontario: A Spring 2026 Update
Ontario power of sale filings have remained elevated through early 2026. Here is what is driving the trend, how the 35-day redemption window works, and how private refinancing can stop the process.
The Renewal Cliff: Why More Canadians Are Being Pushed to Private Mortgages in 2026
Five-year fixed mortgages taken at record lows in 2021 are renewing in 2026 at rates two to three points higher. The stress test, tightening B-lenders, and renewal shock are reshaping who needs private financing.
Bank of Canada Holds at 2.25%: What It Means for Private Mortgages in 2026
The Bank of Canada has held its policy rate at 2.25% through the spring of 2026. Here is what the pause means for private mortgage rates, lender appetite, and Canadian borrowers.
How to Find a Private Mortgage Broker Near Me
What to look for when searching for a private mortgage broker in your area. How licensing, local market knowledge, and lender networks affect your rate and approval.
Private Mortgage Lenders in Canada: How to Find a Trusted Lender
A guide to finding trusted private mortgage lenders in Canada. How private lending works, what to watch for, and how brokers connect you with the right lender.
Private Mortgage Rates in Calgary & Alberta (2026)
Current private mortgage rates in Calgary and Alberta. What affects your rate, how Alberta compares to other provinces, and tips for getting the best deal.
Self-Employed Mortgage Options in Toronto & the GTA
Self-employed and looking for a mortgage in Toronto? Learn about private mortgage options, what lenders look for, and how to qualify without traditional income proof.
How to Get a Second Mortgage in Toronto & the GTA
Everything Toronto homeowners need to know about second mortgages: how they work, current rates, qualification requirements, and when they make sense.
Private Mortgage Rates in Winnipeg & Manitoba (2026)
Current private mortgage rates in Winnipeg and Manitoba, what affects your rate, and how Manitoba compares to other provinces for private lending.
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