Resources
Mortgage
Education & Guides
Helpful articles about private mortgages, understanding your options, and making informed decisions about your home financing.
Using a Private Mortgage for Debt Consolidation in Canada
Drowning in high-interest debt? A private mortgage can roll credit cards, CRA arrears, and other debts into one lower payment secured by your home equity.
Getting a Mortgage in Winnipeg When You Are Self-Employed
Self-employed in Winnipeg? Learn why banks often say no, what private lenders look for instead, and how to get approved using your home equity.
How to Get a Mortgage When You're Self-Employed in Canada
Banks want T4s, NOAs, and 2 years of stable income. If you're a sole proprietor, freelancer, or corporation owner, here's why banks say no and what your real options are.
Private Mortgage Rates in Ontario (2026)
A current breakdown of private mortgage rates by LTV, property type, and mortgage position, plus how fees affect your total cost of borrowing.
What Is a Private Mortgage in Ontario?
A data-backed guide to private mortgages in Ontario: how they work, who qualifies, current rate ranges, and how they compare to bank and B-lender options.
How to Stop Power of Sale on Your Home
If you've received a Notice of Sale, time is critical. Here's the legal timeline, your rights under Ontario law, and real options to protect your home.
Bad Credit Mortgage Options in Canada
Having bad credit doesn't mean you can't get a mortgage. Here's a data-driven look at credit score tiers, what each qualifies for, and your real options.
Second Mortgage vs Refinancing: Which Is Right for You?
A side-by-side cost analysis with real numbers to help you decide between a second mortgage and refinancing your first.
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