Mortgage Tools
Private Mortgage
Calculator
Estimate your monthly payments and see how a private mortgage could work for your situation. Adjust the values below to explore different scenarios.
FAQs
Calculator Questions
This calculator provides estimates based on the values you enter. Actual rates depend on your property type, location, loan-to-value ratio, and overall profile. Contact us for a personalized quote.
With an interest-only mortgage, your monthly payments cover only the interest charges. The principal balance remains unchanged throughout the term. This is the most common structure for private mortgages, resulting in lower monthly payments.
LTV is your mortgage amount divided by the property value, expressed as a percentage. For example, a $300,000 mortgage on a $500,000 property is a 60% LTV. Most private lenders prefer LTV ratios of 75% or less.
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This calculator provides estimates. Contact us for a personalized quote based on your exact situation.